I’ve Walked A Mile In Your Shoes.
My credit journey wasn't exactly smooth sailing from the get-go.
Like many people, I started out applying for a credit card in the college cafeteria - and let's just say I didn't exactly manage it well.
Add to that a family member who opened an account in my name and then conveniently forgot to pay it…
My credit score was stuck in the basement for a long while.
I Defied All The Odds Stacked Against Me
After that, I decided to join the Army.
And let me tell you, people aren’t kidding about it being a huge wake-up call.
During my time in the military, I got my act together, and by the time I finished my service, my credit score had climbed back up into the 700s.
But as we all know, life has a way of throwing you curveballs.
When I ventured into the world of business for myself, I hit a few bumps in the road.
Sure, I had some successes, but there were also plenty of failures - and unfortunately, my credit score suffered right alongside me.
I’m talking a plummet into the low 500s here.